Financing

Financing Options Available Through ShopPay

At Electric Whispering, in addition to accepting all major credit cards, we offer FINANCING options for both short-term and long-term payment plans.

ShopPay Installments

We now offer flexible financing through ShopPay Installments, allowing you to split your purchase into easy payments. Payment options depend on your purchase amount and eligibility. There are no hidden fees or surprises—just simple, transparent payment plans.

How ShopPay Installments Work

ShopPay provides two payment plan options based on your eligibility and order total:

  1. Pay in 4 Interest-Free Installments

    • Split your purchase into 4 equal payments
    • No interest, no fees
    • Payments are due every two weeks
    • No impact on your credit score

  2. Pay Over Time with Monthly Installments

    • Available for purchases between $150 to $17,500
    • Choose a 3, 6, or 12-month repayment plan
    • Interest rates range from 0% to 36% APR, based on eligibility
    • No late fees or surprises
    • Your rate and terms are provided upfront before checkout

Why Choose ShopPay Installments?

  • Instant Approval Decision – Get an immediate decision at checkout.
  • Flexible Payment Plans – Choose a schedule that works best for you.
  • Transparent Terms – See exactly what you'll pay before you commit.
  • No Hidden Fees – No late fees, prepayment penalties, or annual fees.
  • Secure & Easy Checkout – Complete your purchase quickly and securely.

What You Need to Use ShopPay Installments

To qualify, you must:
✔ Be a U.S. resident
✔ Be at least 18 years old
✔ Use a valid debit or credit card
✔ Have a billing address in the U.S.

How to Use ShopPay Installments

  1. Add your items to the cart and proceed to checkout.
  2. Select ShopPay as your payment method.
  3. Choose either 4 interest-free payments or a monthly installment plan based on eligibility.
  4. Review your terms and complete your purchase.
  5. Make your scheduled payments automatically through ShopPay.

Start Shopping with Flexible Payments

Choose your E-Scooter or E-Bike, then select ShopPay at checkout for a quick and seamless financing experience.